Frequently Asked Questions... and the Answers!

I have bad credit - would this affect my loan application?

No. easyPaydayLoansUK.com reviews all payday loan applications based on your current circumstances and your ability to repay the loan on your next payday. We do this by reviewing your income and outgoings to ensure you will have sufficient funds in your account when your payday loan is repaid.

How do I repay the loan?

We use the debit card on your current account to take repayment of your payday loan on your next payday agreed in the terms of your loan agreement.

I don't have a debit card, can I still have a payday loan?

As all payday loan repayments are taken directly via your debit card, we require you to have a debit card in order for us to take your loan repayment.

How do I repay the loan?

We use the debit card on your current account to take repayment of your payday loan on your next payday agreed in the terms of your loan agreement.

Do you make loans to self employed people?

We assess all payday loan applications based on your individual circumstances. If you have a regular income paid into your bank account we may be able to provide you with a payday loan.

Can I have more than one payday loan at the same time?

No all other payday loans have to be repaid before another can be granted.

Can I roll my loan over to my next payday?

Yes - although after rolling over the payday loan twice we will ask you to start reducing the balance.

When will I receive my Payday Loan?

easyPaydayLoansUK.com pays out all funds to customers' accounts on the same day the payday loan is approved. However some banks take longer to clear the funds. In this case your cash advance should show as cleared within 24-48 hours.

What do I do now?

That's easy! Simply click here to apply online and the cash could be in your account within hours!